Now is a good time to buy or sell in rural America. Here are just a few reasons:
According to the US Census Bureau * , homeowners have far greater "net worth" than renters. There are several reasons for that. There may be some instances where renting is better for you, generally, it is better to own. I will tell you the truth.
Please be careful in dealing with "Internet" and "TV AD" Lenders. There are many pitfalls in the loan process, I can help you through it with legitimate lenders.
The housing market has slowed in the big cities. The mortgage crisis has an impact on many attempting to get loan approval for the first time. A real estate professional is your best help in finding a lender with just the right loan for your needs.
Five Simple Steps to Buying the Perfect Home at the Very Best Price
Pre-qualifying. Find out how much home you can afford. Usually this can be done over the phone by a mortgage professional.
Pre-approval. This is actually applying for the loan and getting approved by a lender for a specific amount of money.
Get free professional help. Instead of looking at houses you do not really want or cannot afford, a real estate professional can help filter out the homes that are not in your best interests.
Negotiating the lowest sales price and best overall deal. A professional real estate agent can find the true market value of the home you desire. Remember, there is more than the sales price to negotiate.
Find out who your friends are. When the sale closes, its time to move in! Your friends can help with the move, and help celebrate your new investment.